Exclusive Texas residents inside the IEP window, age-verified to T65 timing, with express written TCPA consent and the CMS TPMO disclaimer captured at the form.
True T65 leads are consumers inside the seven-month Initial Enrollment Period — three months before the 65th birthday, the birthday month itself, and three months after. They have no existing Medicare plan, no AEP history, and a one-time enrollment decision to make. They convert at fundamentally different rates than AEP shoppers because they're choosing for the first time, not switching.
National vendors blur this. A lead pool labeled 'Texas T65' typically mixes IEP-eligible aging-in consumers with current Medicare members who clicked a Medicare ad, with under-64 shoppers planning ahead, and with already-enrolled prospects whose carrier search has nothing to do with T65. Texas producers buy thousands of records and discover most of them don't match the T65 window at all.
Texas T65 demand is heaviest along the Central Texas corridor, the DFW Metroplex, Greater Houston, and the bilingual South Texas markets — and it runs every month of the year, not just AEP.
Benchmarks compiled from medicare insurance partners and public lead-industry reporting. Your numbers will vary by carrier mix and agent ramp, but the deltas hold.
OneLife runs Texas T65 as a dedicated, year-round program. Creative is written for the first-time enrollment decision: Parts A and B, the Part D drug requirement, the Medigap-versus-Medicare-Advantage choice, and the late-enrollment penalties that shape the IEP window. Forms screen for date-of-birth-driven IEP eligibility before the lead ever reaches your CRM.
Every Texas T65 lead is captured under express written TCPA consent with the CMS TPMO disclaimer at the form, residency-verified to a Texas ZIP, and routed exclusively to one Texas-licensed agent in under ninety seconds. Bilingual Spanish creative is available for South Texas, the Valley, El Paso, and the bilingual segments of Bexar and Harris Counties.
Because T65 volume runs every month of the year, pacing is built around continuous birthday-cohort delivery — not the AEP spike. Daily caps, county-level routing, and pause-on-demand keep coverage matched to your producer capacity through Q1, Q2, Q3, and AEP alike.
Every Texas T65 lead is age-screened to confirm the consumer is inside the IEP seven-month window before delivery.
Creative reflects the T65 decision set — Parts A/B, Part D, Medigap vs MA — not AEP switching language.
Birthday-cohort delivery every month of the year, not AEP-only spikes.
Spanish-language creative and consent for Valley, Bexar, El Paso, and bilingual Harris County demand.
Each T65 lead is sold to a single Texas-licensed producer or agency — never syndicated, never recycled inside the same DMA.
Date-of-birth screening confirms each consumer is inside the seven-month IEP before the lead is released.
TPMO disclaimer presented and acknowledged at the form, with timestamped consent stored on every T65 record.
Verified Texas T65 leads pushed to your CRM, dialer, or live-transfer queue in under ninety seconds.
Spanish-language creative and consent for South Texas, the Rio Grande Valley, and El Paso markets.
Routing enforces Texas resident or non-resident licensure on the receiving side.
Any Texas T65 campaign can run as a live-transfer program with bilingual support where required.
Out-of-window, out-of-state, wrong-number, or already-enrolled T65 leads replaced in writing.
T65 volume runs every month — daily caps and birthday-cohort pacing keep coverage steady outside AEP.
We map your Texas licensure, target counties, IEP capacity, bilingual posture, and Medigap-vs-MA positioning before launch.
T65 campaigns launched as a continuous, birthday-cohort program with IEP eligibility enforced at the form.
Every verified Texas T65 lead pushed to your CRM, dialer, or live-transfer queue in under ninety seconds.
Daily caps, county-level routing, pause-on-demand, and automatic replacement for any out-of-window lead.
Independent producers who need a steady flow of texas turning 65 (t65) leads without managing media buyers, dialer infrastructure, or compliance overhead.
Agencies running 5–50 closers who need predictable daily lead volume, geographic balancing, and replacement-backed economics.
Marketing organizations that need a white-label lead source to offer downline agencies — branded delivery, recurring volume, partner reporting.
High-volume floors that need sub-90-second delivery into their dialer with hard caps, schedule controls, and pause-on-demand.
Texas Turning 65 (T65) Leads ships with the same compliance posture we apply to every OneLife program. Read the full compliance overview or our privacy policy.
Express written consent recorded on every form submission with timestamp, IP, and consent language preserved.
Two-step opt-in on all paid traffic. Real consumer contacts only — no co-registration paths, no incentivized sign-ups.
We never resell your delivered leads. Records are stored in encrypted-at-rest databases and purged on request.
Full consent and submission history retained for seven years and produced within 48 hours on legal request.
A 30-minute strategy call covers your current funnel, the gaps we see most often, and what a tailored program — wired into our lead management dashboard — would look like for your agency.
The definitive framework for evaluating any insurance lead vendor — sourcing, exclusivity, compliance, ROI.
Why exclusivity changes contact rate, conversion, and cost-per-issued-policy — with real benchmarks.
See how delivery, replacement, and reporting work across every vertical.
Exclusive T65 leads and Turning 65 live transfers for Medicare-licensed agents. Pre-IEP qualified, TCPA & CMS-aligned, sub-90s delivery, SOA-ready Medicare appointments.
Exclusive Medicare Advantage leads with AEP and year-round campaigns. Plan-aware qualification, sub-90s delivery, and a replacement guarantee on every lead.
Exclusive Medicare Supplement leads and Medigap live transfers for licensed agents. Plan G & Plan N intent, Open Enrollment & Guaranteed Issue tagged, sub-90s delivery.
Tell us about your agency. A strategist will reach out within 24 hours with a tailored plan.